first_imgThe UK’s Department for Work and Pensions (DWP) wants to streamline rules governing defined contribution (DC) bulk transfers to remove barriers to consolidation.The DWP published a consultation paper yesterday calling for industry feedback on current arrangements, which are based on defined benefit bulk transfer rules.The consultation reflects a growing desire from the government and regulators to consolidate small pension funds in an effort to improve governance and efficiency.The government wants to make it easier for employers to consolidate multiple DC pension schemes into one, or to transfer schemes into a master trust arrangement. In the consultation document, the DWP said: “Our main objectives are to reduce unnecessary burdens while ensuring members are adequately protected, and modernise the provisions so they reflect the current pensions landscape.”Bulk transfers without member consent are only permitted if the schemes involved have a “certain relationship” – either the same sponsoring employer, or a relationship between sponsoring employers.The current rules make it difficult for transfers in some situations, such as when a company ceases to exist, leaving a DC fund without a sponsor, the DWP said.The consultation is also seeking views on the future role of actuaries in DC bulk transfers.The current rules require an actuary to sign off on any transfer, but the DWP suggested other professionals might be better suited.The DWP’s consultation document is available here.The deadline for responses is 21 February.last_img read more

Read More

first_img Tweet 36 Views   no discussions Sharing is caring! Share Sharecenter_img Share LifestyleRelationships The new rules of attraction by: – November 14, 2011 When it comes to finding love, there are certain truths that seem so irrefutable that any single person would be a fool not to follow them. Maybe you’re a firm believer that you can tell within seconds if you’re attracted to someone. Or, maybe you adhere to the idea that a first kiss says it all: if you feel fireworks, your date’s a keeper; if it bombs, cut your losses. While these romantic maxims have their fans, experts insist that these laws no longer hold true in today’s dating world. In short, many rules single people follow need a little revamping. To that end, we’ve consulted authorities in the field to bring you the most up-to-date tactics for finding someone you’ll click with romantically.Old rule: You can tell if you’re truly attracted to someone in three secondsNew rule: You can’t tell if you’re truly attracted to someone until you’ve had three dates“Love at first sight” is a familiar romantic notion. And in our increasingly fast-paced world, it’s darn convenient to think you can tell if you click with someone that quickly. But experts recommend cultivating a bit more patience, sticking to a three-date minimum to know for sure whether you’re a match (or not). The reason: people are a bundle of nerves on date #1, begin to unwind on date #2, but only by date #3 can people truly relax and maybe build some rapport. And while sparks early on are nice and all, they say nothing about someone’s long-term potential. “An important part of a compatible relationship is ensuring that each partner’s values coincide — and to learn that takes time, discussion, observation, and interpersonal interaction, not an initial impression based on superficial cues,” says James C. Piers, Ph.D., professor and program director of social work at Hope College in Holland, MI. So, don’t write someone off (or fall head over heels) until you’ve done your due diligence. Old rule: Your mate must meet all the criteria on your “must-have list”New rule: A “must-have list” looks great on paper, but paper won’t keep you warm at nightYou can check off the attributes you want — appearance, background, education, career, salary, etc. — but unless you’re building your partner in a lab, you’re missing out. Of course, you should have standards and not settle for a two-packs-a-day smoker who doesn’t want kids when you’re allergic to cigarette smoke and eager to start a family… but settling for nothing less than perfection is unrealistic. “Wish lists are a classic recipe for unsuccessful dating,” says Fleming. “They’re too limiting and don’t allow for chemistry, which is more intangible and valuable.” Try to be flexible, especially when it comes to physical or material attributes like someone’s height, salary, or hair color. After all, just because someone’s 6’2”, blonde, or makes six figures doesn’t mean he or she will make you happy, so do yourself a favor and treat your wish list describing your ideal mate as just one factor in deciding who’s right for you.Old rule: Opposites attractNew rule: Opposites distractDating your diametric opposite might mean the surprise of relating to someone really new and different than your usual type, lots of challenging banter and scintillating chemistry — but sustaining a partnership with this person may ultimately prove to be unfulfilling. “The classic couple with nothing in common except their on-fire fights plays well in the movies, but in real life, that attraction fizzles quickly,” says Alyssa Wodtke, coauthor of Truth, Lies, and Online Dating: Secrets to Finding Romance on the Internet. “If you don’t like to do the same things, there will be nothing for you to do outside of the home. And if you don’t want the same things for the future, what kind of future can you have?” We’re not saying you should end up with someone identical to yourself, but ideally, it should be someone who complements your personality (see the next rule for more details).Old rule: Your date’s taste in music (or movies, or books) mirrors yours — so you must be soul matesNew rule: You want to fall in love with a person, not a playlistSometimes you meet someone and have so much in common, you know it must be love. After all, each of you saw Phish perform at least a dozen times and know the works of David Sedaris inside out. But don’t confuse mirror-image taste with romantic chemistry. In fact, it’s probably better if your interests don’t match up exactly. Not only does that leave room for you to expand your boundaries and dabble in pursuits that your partner digs, it also means you two will probably have little trouble maintaining some healthy independence. “Some of the best relationships are those where both parties have completely independent hobbies and allow for the concept of ‘his, her and our’ time,” notes relationship coach Hu Fleming, Ph.D. So, take it as a good sign if you spend the occasional Saturday night apart — with you doing dips at ballroom dancing class and your date doing the wave at an NBA game, for example.Old rule: Your first kiss should be a toe-curling experienceNew rule: Your first kiss is ultimately inconsequentialIn fairy tales, an amazing first kiss leads to happily ever after — no wonder we place such importance on that primary pucker! But there are ample reasons why a first kiss from a potentially great partner can go awry (like nervousness or a less-than-ideal setting) — and just as many to explain why a first kiss from Mr./Ms. Wrong can feel so right (you’ve just been dumped and are looking for validation, perhaps?). “A kiss can be a romantic, erotic experience with someone you find physically attractive, but a relationship will crumble without more complex attributes, like shared values,” points out Piers. So rather than write someone off following a less-than-mindblowing kiss, smile and move in slowly for smooch number two — either at that moment or on a subsequent date. Trust us, you owe it to yourselves.Old rule: When it’s true love, you think about the other person constantlyNew rule: When it’s true love, thinking about the other person makes you feel goodHmm, has Willie Nelson’s “You’re Always on My Mind” become the theme song for how you feel about your sweetie? That may not be for the best. “Constantly thinking about another person isn’t love, it’s infatuation, and infatuation has no correlation with being a good match,” says Fleming. Ultimately, it’s a better gauge to assess the quality of your thoughts rather than the quantity. “If you have warm and comfortable feelings when you think about your date, that indicates a relationship built on stability, trust and a strong ‘friendship’ factor, denoting a relationship that will more likely wear well over time,” says Piers. If, on the other hand, your relationship keeps you up all night as you analyze this person’s email for hidden messages that reveal his or her true feelings, you may be chasing down someone who doesn’t really want to be yours.By Nina MalkinYahoo Dating Tips and Advicelast_img read more

Read More

first_imgIn Karl Kustoms Northern SportMod action, Travis Rhodes led every lap to score his first career feature win. Defending track champion Jayden Schmidt closed late in the going but had to settle for second. Vince Engbregtsen placed third after starting in row six, Matt Radtke and Cory Kemkes completed the top five. The race went green to checker. SEYMOUR, Wis. (June 19) – The weather held off for fans and racers who joined Outagamie Speedway powered by EWSC for night number two. Fans were greeted to 128 cars doing battle. Hunter Parsons looked to be the man to beat early in the IMCA Modified feature as he pulled out to an early lead. Parsons paced the field with Jason Czarapata, Brian Mullen and Tyler Wilson giving chase. Czarapata’s night came to an abrupt end as his machine lost the right rear wheel just past the midway point. With the field bunched up Wilson went to work down low, wrestling the lead away on lap 14. Wilson pulled away for his first win in the Modified ranks. Parsons had to the settle for second at the pay window, Wyatt Block rallied to place third, Mullen was fourth and Mar­cus Yarie completed the top five. By Edward Anschutz center_img Al Cottrel was victorious in the Hach-1 Sport Compacts. Each time Michonski was up for the challenge as he earned a clean sweep with his first win of the sea­son. Eric Arneson made a late-race charge to place a solid second, Mroczkowski was third, Christians took fourth and Travis Van Straten rounded out the top five. Dan Michonski jumped to the point on the first lap of the IMCA Sunoco Stock Car feature and was immediately dogged by Jeremy Christians and Josh Mroczkowski. Several cautions kept the field tight to the back bumper of the leader.last_img read more

Read More
September 21, 2020

Jordan eyes March lift-off

first_img That victory, coupled with results elsewhere, gives QPR renewed hope of staving off relegation with just 10 matches remaining, including Saturday’s home clash against Sunderland. QPR also have a trip to face lowly Aston Villa on March 16 before they reach a busy April, which begins on Monday, April 1 with an away day at Fulham. Jordan added: “There are fixtures coming up against teams in a similar position to us in the table. “That gives us an opportunity to not only put points on the board ourselves, but also to stop those around us. But we aren’t looking any further ahead than Sunderland. That’s our next game and the only one we’re focusing on right now. “It’s going to be a very, very tough game and one we’ll need to be at our best at if we want to get back-to-back wins. We’ll need to maintain our performance levels from the weekend and take our chances.” The Hoops are bottom of the Barclays Premier League but moved four points away from safety by winning 2-1 at fellow strugglers Southampton on Saturday. “We know we’ve got a huge task on our hands over the last 10 games of th e season,” Jordan told the club’s official website, www.qpr.co.uk. “March will be a crucial month – it’s vitally important we do well this month.” QPR first-team coach Joe Jordan believes this month will be crucial to the west Londoners’ hopes of beating the drop.center_img Press Associationlast_img read more

Read More

first_imgAuthorities in California are reporting that a mother killed one of her sons and critically injured her other, years after the first was taken away  from her after she attempted to drown him.The incident occurred Saturday in Porterville.According to the report, witnesses told authorities that they noticed 45-year-old Sherri Telnas acting strangely as she walked with her 12-year-old and her 7-year-old in a field near their home.When authorities arrived to the area, they found the 12-year-old dead and the 7-year-old injured in left laying in a ditch.The 7-year-old was then rushed to the hospital where he remains in critical condition while Telnas was taken into custody.Records show Telnas was previously arrested and lost custody of the child in 2009 after she admitted that she attempted to drown him by submerging the herself into a river while holding him.The boy’s father was given custody of the child, while Telnas was ordered to undergo mental health treatment. It was not said why either child was with Telnas at the time.Other details surrounding the boy’s death were not revealed.last_img read more

Read More

first_imgJAMSHEDPUR: Current Nigerian international Stephen Eze has put pen to paper for Jamshedpur Football Club, the team said in a statement on Thursday.This becomes the club’s sixth foreign signing and the second foreign centre-back along with the recently announced Peter Hartley. The 26-year-old player has represented the Nigerian national team 13 times since his debut in 2016. In May 2018, he was named in Nigeria’s preliminary 30-man squad for the 2018 FIFA World Cup, held in Russia. But he did not make it to the final 23. His Super Eagles side finished runner-up in the African Nations Championship in 2018 with Eze playing all six games. The defender has been playing with Lokomotiv Plovidiv in the Bulgarian top division for the past three seasons and comes off the back of a runner up finish in the 2019-20 football season. He won the Bulgarian Cup in the 2018-19 season with Lokomotiv and represented them in the Europa League 2019-20 in four games. The right-footed Eze is excellent in positioning and anticipation and calm while distributing the ball. His dominance in the air in defence as well as in the attacking third will be an asset for Jamshedpur. He is of high utility in attacking set pieces, which reflects in his three goals last season for Lokomotiv. IANSAlso Watch: Special Trains from September 12: Here are the Detailslast_img read more

Read More

first_imgWins for Georgetown, Essequibo, West Berbice and Lower CorentyneTHE Guyana Cricket Board (GCB) U-17 Female Secondary School Cricket league bowled off yesterday with some exciting matches.Teams were placed into one of two groups; A or B, in which the teams who captured the most points in their respective groups will battle head on for the title.At Everest West Demerara won the toss and inserted the Georgetown females to take first strike in which they managed 84-2 after the game was reduced to 15 overs due to late start at Everest.Openers, Althea Barnwell and Neha Singh starred with a 74-run partnership.For the chase, Kezie Methland, undefeated, top scored with 21, supported by Keshna Boodenlall for 10 with double figures, leading to 55-5 in their allotted 15 overs to hand Georgetown their first win by 29 runs.Georgetown won by 29 runs, Arehanna Persaud adjudged player of the match.Playing in group B at Everest, Essesquibo having won the toss inserted the East Bank to bat where they scored a total of 59, all out, in the allotted 20 overs.Alexis Noel, hit four boundaries in her top score of 22, the only score to be within the double figures. Essequibo bowlers made no hesitation to knock out their opponents on the pitch.Annalisa D’Augiar, Lisa Charles, Lavina Ragubir and Divine Rods each picked up 2 wickets in their attempt to restrict their opponents.For the reply, Essequibo easily captured the win by 10 wickets with openers Analisa D’Augiar making 26 runs and Nakika Narine with 24 to reach their target in just 8.3 overs.At Young Warriors, BerbiceIn Group ‘A’ Upper West Berbice capped the win over their opponent lower Corentyne by 9 runs. West Berbice scored 138-1 in their innings, with Tiea Isaacs, undefeated, cultivated 31 runs, complemented by Tamara George (16), not out, and Tienacua Sollomon (5) who was bowled out by Shaniah Fraser for 1.Upper Corentyne in reply made 129-6 in their allotted 20 overs. Alelia DeMendonca, posted 13, and Shaniea King (11) are those batters reaching the double figures as the extras accounted for a significant portion of their total score. Alicia Fordyce collected 3 wickets, and racked up player of the match award.West Berbice won by 9 runs.Group B matches at Young Warriors featured Lower Corentyne tackling East Coast. Lower Corentyne won the toss and inserted East Coast to bat in which they were able to make 78 runs, having exhausted their batters. Undefeated top scoring batter, Sarah Amin asserted 17 runs to her teams aggregate, which proved to be the most significant contribution from her team.Jamie Campbell sent two batters on their way in her reign off 12 runs.Lower Corentyne then won by 2 wickets, bearing a score of 79-8. Navini Ramnauth in her reign made 16 runs, aided by opener Shenia Simon with 12 before falling to Amin by a catch.Realeanna Grimmond added a further 11 to bring lower Corentyne closer to their victory. Shemika Edwards and Tilleya Madramotoo were the bowlers whose efforts were directed on restricting the opponents but with no success.Lower Corentyne won by 2 wickets.last_img read more

Read More

first_img“We think we can get through it, we can see the path, we know the form and we know what we want it to do,” Necessary said. “We’re actively trying to wrap our head around all of that, and we’re talking to as many people as we can, and it’s enlightening.” In addition to identifying and proposing an innovative solution to the growing challenge of sustainability in e-commerce, the cause of the startup’s current success has been its team dynamic and ability to communicate their narrative to peers, mentors, and potential investors, the Infinity Boxx co-founders said. The Infinity Boxx startup plans to cut down on cardboard box waste and integrate data-transmitting technology into the product. (Tate Schmergel | Daily Trojan) The team members credited IYA classes with teaching them to design products with consumers in mind. They also aim to control the entire life cycle of their boxes by creating their own refurbishment centers to recycle used boxes into new ones. Four graduate students from the Iovine and Young Academy aim to replace single-use boxes made of cardboard with a zero-waste alternative made from post-consumer plastic. (Tate Schmergel | Daily Trojan) The co-founders are pitching and prototyping the product to address environmental waste and customers’ lack of real-time temperature, pressure and location information on their purchases. Their journey began after Sullivan pitched the idea for a reusable box to her Integrative Project Lab class in Spring 2019. “When we hesitate or feel overwhelmed, it’s because it really is such a gargantuan challenge and it’s in such a complex ecosystem that involves so many regulations, so many moving parts and so many different technology solutions and physical design solutions,” Sullivan said. “They’re really taking the time to explore and talk to the right people to figure out what are the right materials, what are the right sizes, what are the right aspects of this thing?” Clewis said. “You don’t just add features and functionality for the sake of it. They’re really trying to understand the problem pattern.” Sullivan said it was Welty’s idea to reframe the perspective of the packaging business from “packaging as an object” to “packaging as a service.” If a customer orders an expensive case of wine in an Infinity Boxx, they’ll be able to track temperature changes throughout the entire journey. So will the carriers, who can ensure the wines aren’t heat damaged. Because of its adjustable design, the Infinity Boxx will be able to ship anything from a single pencil to that case of wine, accommodating nearly any sized e-commerce purchase. “When we reframed in that perspective, it really has [a job to deliver] the items within it safely without damage and with good information exchange to a destination,” Sullivan said. “You begin to explore the possibilities that are at stake when you bring technology into these containers.” The Infinity Boxx is made from post-consumer plastic, lasts for over 100 uses and collects data on temperature, pressure and location changes. The startup is currently in its prototype stages but, once accessible, will allow customers to use features like a doorstep theft detection in an app. Necessary, who designs the boxes, said he used the technology skills he accrued in his IYA classes to turn the idea into reality. Four Iovine and Young Academy students are shaking up the standards of e-commerce by  creating a smart, sustainable, zero-waste alternative to single-use cardboard boxes. Hundreds of billions of boxes are manufactured and thrown away each year, according to a 2014 ABB report. Sullivan continued to speak on the challenge of tackling large amounts of waste, further complicated by different government’s regulations, available technologies and long-established business practices.  While considering different designs, the team kept its goals simple: Replace single-use cardboard, introduce fresh ideas to the packaging industry, reduce costs for production and customers and eliminate tape, which damages packaging.  “Single-use boxes … are circulating and catastrophically leaving a billion trees of waste and 8 million tons of plastic every year,” Sullivan said. “This is [an] unprecedented volume of objects moving that we’ve now created a solution [for].”  Jay Clewis, an IYA professor who has taught the Infinity Boxx founders in two classes, Opportunities and Uncertainties Integrative Project Lab and Capstone Final Project said he has seen the team members grow throughout the development process of the company. Sullivan said tackling the amount of waste has always been scrutinized in modern society, so the cohort hopes the Infinity Boxx can mitigate sustainability issues and provide helpful services to its customers. Del Necessary, Steven Schwartz, Donielle Sullivan and Jim Welty, graduate students in IYA’s integrated design, business and technology master’s program, have founded Infinity Boxx, an early-stage startup aiming to tackle the increasing package waste in e-commerce through their smart, reusable and recyclable boxes all managed within a sustainable, closed loop supply chain that creates negligible waste by controlling each box’s life cycle and refurbishment themselves. The founders said they hope Infinity Boxx will revolutionize the global economy the same way shipping containers did: by creating a new standard by which goods can be transported across land, sea and air internationally, but with real-time data every step of the journey. “Infinity Boxx has managed to get over a number of hurdles to become a company that has a chance,” said Steve Barth, an IYA assistant professor of entrepreneurship who is teaching the Infinity Boxx founders’ capstone class. “They’re a great team. When you have an idea that’s traveling all the way through the program … you really see how the idea develops.”  “When I saw what we could do with a little $35 Arduino computer … It was one thing to build the physical box, which I’ve long felt confident that we can do that,” Necessary said. “It’s seeing the technology work, and networked objects allowed us to do that.” last_img read more

Read More

first_imgThe Spaniard’s move to Real Madrid fell though but he says he’s looking forward to concentrating on working hard to improve. The Merseysiders have scored only 2 goals in the league so far and Evans says that’s not good enough. Ahead of tomorrows game ex Liverpool manager Roy Evans says they need to show more in attack.last_img

Read More
September 9, 2020

Aga Khan day at the RDS

first_imgPhoto © Showjumping Ireland The Nations Cup takes centre stage at the Dublin Horse Show todayEight teams will compete for the Aga Khan Trophy with Ireland second to jump.Tipperary’s Dennis Lynch will link up with Mark McAuley, Cian O’Connor and Bertam Allen on the Irish team.last_img

Read More